IRS Form 9465 Installment Agreement Request
Find the right IRS payment-plan route before entering bank or Social Security numbers.
Official Source:Internal Revenue ServiceChecked Aug 2026What is Form 9465 used for?
Use Form 9465 to ask the IRS for a monthly installment agreement when an eligible individual or closed sole-proprietor business cannot pay the full balance within 180 days and is continuing with the paper form instead of an online payment plan.
Time, difficulty & who this form is for
Average time
20–30 minutes
Docgle walkthrough estimate when tax balance, address, and payment details are ready; it is not IRS processing time or an approval promise.
Difficulty
Moderate because payment method and balance can require another official form
Based on the official source, the active walkthrough branches, and the details needed for the final PDF.
Best for
An eligible taxpayer who needs a monthly IRS payment plan and has confirmed Form 9465 is the right route
Check that this form fits your situation before entering personal information.
What do I need before I start?
Before you start
What to know before you start.
What this form does
Docgle checks the online, short-term, bankruptcy, offer-in-compromise, operating-business, Form 433-F, and Form 2159 branches before collecting only the fields needed for the active official Form 9465 path. It prepares the official PDF but never claims IRS approval, receipt, or acceptance. The questions and completed PDF have been checked against the official source. Review your own PDF before sending it.
Keep in mind
- Filing the PDF when the IRS Online Payment Agreement application would be faster or cheaper.
- Offering a monthly payment below the 72-month amount without realizing Form 433-F may be required.
- Skipping direct debit or payroll deduction attachment requirements.
- Completing Part II even when the official three-part test does not apply, or skipping it when it does.
What you’ll need
The tax form number and tax year or period for every balance included in the request.
Taxpayer and joint-filer names and Social Security numbers as they appear on the filed return.
Current mailing address, phone numbers, and the address status since the last return.
The amounts owed, any payment sent now, and the largest monthly payment the taxpayer can afford.
A preferred monthly due day from the 1st through the 28th.
Bank routing and account numbers only if direct debit is selected.
Household and expense details only when the current Part II conditions apply.
What happens after I complete it?
Review and download the populated official PDF, print it, and collect every required handwritten signature. Attach it to the front of the return when filing together, or use the current IRS state-and-return-type address table when mailing it separately.
Where it goes
The current IRS route for the selected filing path; the destination varies by whether Form 9465 accompanies a return, the covered return type, and the taxpayer's location.
Downloading does not submit the form or confirm acceptance.
View the official PDF
PDF source
Official blank form
Source and saved-copy links
From the issuer: https://www.irs.gov/pub/irs-pdf/f9465.pdf
Docgle cached copy: https://api.staging.docgle.ai/documents/b1febf40-3f64-4b27-9bd5-1ee837d2b1c0/original
Source, revision & details
Source confidence
Certified walkthrough live
Docgle has completed source-to-completion review for this guided walkthrough.
Walkthrough status
Guided walkthrough ready
Agency
Internal Revenue Service
Form identifier
Form 9465
Estimated time
20–30 minutes
Revision
Form 9465 (Rev. September 2020)
Verified
Aug 2026
Jurisdiction
IRS, Federal, USA
Explore the form sections
What you will complete